【Background】

The global retail finance industry and market are experiencing rapid changes from digital transformation to value creation. In the past decade, fierce competition and regulatory pressures in the retail financial industry have been major challenges. With the continuous emergence of internet financial platforms and fintech companies, new technology explosions and soaring customer expectations have stimulated unprecedented industry changes and forced banks to

formulate new strategies. Domestic retail banks have entered the 4.0 fintech era, and the business logic, business processes, risk control technologies, and product forms of the entire retail bank have undergone fundamental and subversive changes. How to realize the industrial upgrading and innovation, solve the contradiction between the unmatched and unbalanced demands of banks' supply of fintech, meet the needs of retail consumers for the continuous improvement of retail financial product quality and experience, and realize the strategic transformation from scenario construction to ecological layout. The concerns of retail banks and fintech companies need to be discussed urgently.

Based on this background, the '2020 Retail Finance-Bank Leaders Annual Meeting' came into being. With the theme of 'Open, Intelligence, Inclusive, Ecological', it aims to build a cooperation and exchange platform for retail banking and the fintech industry, and explore digital transformation, open banking, scene finance, marketing innovation and ecological layout, and intelligent risk control. The new normal of channels and customer experience, digital financial transformation experience sharing in retail, stimulate new ideas and new thinking, and promote the innovative development of the retail financial industry.